Are you looking for the best payment gateway for your eCommerce store? This can be quite complicated since there are dozens of options to choose from. Anyone who is into eCommerce will verify that this task is most difficult. This is because there are problems that you need to hurdle. The first is to decide on the best platform. Then you need to take many factors into consideration when deciding on which gateway is best for your specific business needs.
The question to ask then is if the payment gateway option that you want is supported on your eCommerce platform. When you have chosen your eCommerce platform, whatever platform it is, you will find a range of plugins or extensions that will help you to integrate with major payment gateways. And if possible, it is best to choose the payment gateway that already has a plugin for your platform.
How do you want customers to enter their payment details? Do you want it done directly on your site? There are actually three ways by which you can get the payment details of your customers.
One way of getting the payment details of your customers is through online forms. In other words, you will provide your customers with a normal form on your site that they will fill up. However, this type of retrieving information is the least secure of doing things. You need to take security precautions very seriously.
Another way of getting payment details of your customers directly through your site is to put the checkout form in a secure iFrame on a page on your site. You can also redirect them to another payment page which is a hosted one. This is more secure than the first method but it is harder to get the payment form to match the rest of your website.
The last method is to send the customer's payment details to a secure payment gateway, not through your server. Any detail of the customer's credit card will not pass through your web server. Thus, you will have lesser security responsibilities than when you simply have a normal form. With iFrame or virtual merchant payment gateways the payment details of your customers will be more secure.
There are payment providers that offer just a payment gateway (this is technology that stays in between your website and the payment network) that require you to have your own merchant account, a bank account that the money passes into and not the same as your regular business account. There are other payment providers who offer a payment gateway combined with a merchant account.
If you have an account with one of the combined providers, it will be easier on your part than getting your own merchant account. There will be fewer steps for the customer and fewer monthly fees. This works well with small merchants as a starter.
https://en.wikipedia.org/wiki/Authorize.Net
The question to ask then is if the payment gateway option that you want is supported on your eCommerce platform. When you have chosen your eCommerce platform, whatever platform it is, you will find a range of plugins or extensions that will help you to integrate with major payment gateways. And if possible, it is best to choose the payment gateway that already has a plugin for your platform.
How do you want customers to enter their payment details? Do you want it done directly on your site? There are actually three ways by which you can get the payment details of your customers.
One way of getting the payment details of your customers is through online forms. In other words, you will provide your customers with a normal form on your site that they will fill up. However, this type of retrieving information is the least secure of doing things. You need to take security precautions very seriously.
Another way of getting payment details of your customers directly through your site is to put the checkout form in a secure iFrame on a page on your site. You can also redirect them to another payment page which is a hosted one. This is more secure than the first method but it is harder to get the payment form to match the rest of your website.
The last method is to send the customer's payment details to a secure payment gateway, not through your server. Any detail of the customer's credit card will not pass through your web server. Thus, you will have lesser security responsibilities than when you simply have a normal form. With iFrame or virtual merchant payment gateways the payment details of your customers will be more secure.
There are payment providers that offer just a payment gateway (this is technology that stays in between your website and the payment network) that require you to have your own merchant account, a bank account that the money passes into and not the same as your regular business account. There are other payment providers who offer a payment gateway combined with a merchant account.
If you have an account with one of the combined providers, it will be easier on your part than getting your own merchant account. There will be fewer steps for the customer and fewer monthly fees. This works well with small merchants as a starter.
https://en.wikipedia.org/wiki/Authorize.Net